Open Enrollment is an opportunity for you to switch insurance coverage to a plan that best suits your needs.

Understanding Medicare prescription plans can seem daunting, but it doesn’t have to be. The best way to find a plan that is the most cost-effective given the medications you take and will allow you to receive care from your current providers (us included!) is to visit medicare.gov and utilize their plan comparison tool.

Choosing a health insurance plan should NOT be something you do or do not do based on the recommendation of fellow seniors; rather, it’s important to, as our teacher friends say, “do your homework” and research available options that will best suit YOUR healthcare needs.

We also want to caution patients about the option of selecting Medicare Advantage (also known as Medicare Part C) plans, which are advertised as a brilliant “bundled” option for all Medicare-covered services, but in reality often severely limit a patient’s care options and then prohibit patients from further supplementing their coverage where needed. In other words, if it seems too good to be true… it probably is. If you have questions about this, feel free to give us a call at (651) 698-8859 and we’d be more than happy to talk with you about it.